Three separate warranties
Panel performance: typically 25-30 years guaranteeing the panel will still produce at least 85-87% of rated output at year 25.
Panel product: typically 12-15 years against manufacturing defects.
Inverter: typically 10-12 years, extendable to 20-25 years on most brands for a one-off fee at install time.
Battery: typically 10-15 years with a stated cycle count (e.g. 6,000 cycles or 60% retained capacity, whichever sooner).
Workmanship
Independent of manufacturer warranties, your installer's workmanship warranty (12 years under MCS / RECC) covers the install itself — leaks, cable issues, mounting problems.
What a performance warranty actually pays out
Performance warranties cover degradation below the guaranteed curve, not just outright failure. If your 400 W panels are producing less than (say) 87% of rated output at year 25 — under standard test conditions, not on a cloudy March afternoon — the manufacturer is liable. In practice, modern Tier-1 panels rarely fall below 90% even at year 20, so performance claims are uncommon. Product-defect claims (delamination, hotspots, junction-box failures) are where you actually use the warranty.
Inverter warranties: extend at install
Inverter extensions bought at install time typically cost £150-£350 to push 10 years to 15 or 20. Bought later, the same extension costs 3-5x more if available at all. Given that inverters are the most likely component to fail during a 25-year system lifetime, the extension is one of the highest-value upgrades on any quote.
Battery warranty fine print
Read the cycle-count cap, the retained-capacity threshold, and the operating temperature limits. Most warranties void if the battery is installed in unconditioned outdoor space below freezing or above 40°C — your installer should site it accordingly. Some warranties also require the battery to be connected to manufacturer monitoring throughout its life; check this if you ever consider an off-grid use case.
What happens if the manufacturer goes bust?
It happens — several once-major panel brands no longer trade. In that scenario, the manufacturer warranty is effectively worthless, but your installer's workmanship warranty (MCS / RECC, 12 years minimum) still covers the work itself. This is one of the strongest arguments for picking installers who'll still be trading in a decade and panel brands with long track records.
How RECC and MCS protect you
Every MCS-accredited installer is required to be a member of a consumer code (RECC or HIES). That gives you an independent dispute resolution route if anything goes wrong — and crucially, a deposit and workmanship guarantee underwritten by an insurance-backed scheme. Even if your installer goes bust, the workmanship cover continues. Always check the certificate references on any quote before you sign.